David, here are today's interest rates. Please feel free to contact me at anytime to run credit reports, put various loan scenarios together, pre-qualify any potential clients and get them approved within hours.
Conforming rates for loan amounts of 100k to ~700k depending on County
Manufactured Home Financing available!!!!
40 Year FIXED @ 6.375%
30 Year FIXED @ 5.000% *Agency High Balance @ 5.375%
30 Year FIXED Interest Only @ 6.125%
20 Year FIXED @ 5.000%
15 Year FIXED @ 4.625%
5 Year ARM @ 3.750%
STATED LOANS ARE AVAILABLE IN LIMITED CAPACITY FOR WAGE EARNERS ONLY (NOT SELF EMPLOYED) FOR RATES I MUST HAVE A FULL LOAN APPLICATION, CREDIT REPORT TAX RETURNS, PAYSTUBS AND BANK STATEMENTS. MAX LOAN TO VALUE FOR OWNER OCCUPIED IS 80% RATES ARE APPROXIMATELY 5%-6%.
Jumbo rates for loan amounts of ~400k to 3m depending on County
30 Year FIXED @ 6.625%
All ARMS and other fixed please call for rates
FHA & VA rates for loan amounts of 100k to ~700k depending on County, please call for exact numbers
30 Year FIXED @ 5.125% *FHA HIGH BALANCE @ 5.375%*
15 Year FIXED @ 5.000%
We also have loan officers that speak Spanish. Se Habla Espanol.
Conforming & Jumbo Loans:
Interest rates shown above can be used on all purchase or refinance transactions. Minimum qualifications are 620 credit score and above (Fico score adjustments may apply). No Bankruptcy's or Foreclosure's within the last 5 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be Owner Occupied. For 2nd Homes or Non-Owner Occupied property's certain rate adjustments will apply. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions do apply. All rates are quoted with 1 percent loan origination; there is no loan discount fee for the rates quoted in this email. There is a $595.00 processing fee for conventional loans; Government Loans are $750.00 processing and $250.00 internal audit fee. Out of state loans are $695.00 for processing. All other fees are third party. Please contact me for details.
FHA & VA Loans:
Interest rates shown above can be used on all purchase or refinance transactions. Credit scores and credit requirement's vary depending on compensating factors (Fico score adjustments may apply). No Bankruptcy's within the last 2 years and no Foreclosure's within the last 4 years. A 12 month rental or mortgage history with no late payments required. Verified income and assets known as "Full Doc" loan programs only. Property must be Owner Occupied. Loan to Value (L.T.V.) and Debt to Income (D.T.I.) ratio restrictions do apply. All rates are quoted with 1 percent loan origination; there is no loan discount fee for the rates quoted in this email. There is a $595.00 processing fee for conventional loans; Government Loans are $750.00 processing and $250.00 internal audit fee. Out of state loans are $695.00 for processing. All other fees are third party. Please contact me for details.
We are able to do loans in just about every state. Please call us or email us to inquire. This email is intended for real estate professionals only. This is not to be distributed to the general public. Rates subject to change without notice.
Tom Bashe
Mortgage Loan Officer / Associate Broker
(951) 813-2132 Office
Team@SCAFunding.com
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