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From: David Halsey <david.m.halsey@gmail.com>
To: 'rob@chattertoninc.com'
Received: Thursday, October 02, 2008 04:13 PM
Hey Rob,
David Halsey here..
I wanted to thank you for the referral that you gave me. I appreciate it.
 
I wanted to ask you a question about my moms account. I know it is not good to get out of the market at the low, but at some point we have to be willing to cut our losses. You are the expert on this stuff. I just don't understand not limiting her exposure to this volatile market. Japan has been in a recession for the last 7 years. What is keeping us from having a bear market like we did in 2000? Also, I think my mom is afraid to ask, but what is her balance after the 777 point drop. I'm sorry to be a pain, but I feel responsible. She didn't want to invest in the stock market because she thought it was risky. I talked her into it. That makes me directly responsible for the legacy that my dad left her. I'm just concerned about her exposure.
 
Thanks for listening
 
David Halsey