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DAVID HALSEY ATM/Debit card ending in: 7651 Add citibank.message@emailmessage.citibank.com to your address book to ensure delivery.

Enjoy the security of guaranteed returns with a Citibank CD. Dear DAVID HALSEY, With all of the uncertainty in today's economy, it's nice to know that some things in life are a sure thing – like a Certificate of Deposit (CD) from Citibank.  Take control of your personal finances with an investment that offers a guaranteed return. Visit a Citibank branch, or call 1-866-422-3089. A 12-month CD from Citibank gives you: 1. Guaranteed return 2. Security of FDIC Insurance 3. Automatic renewal Lock in your guaranteed rate today. Open a Citibank CD by calling 1-866-422-3089 or visit a Citibank branch near you.

This offer is only available at Citibank branches located in California and Nevada. The Annual Percentage Yield (APY) is 2.25%, based on an interest rate of 2.23%, applies only to new Citibank 12-month Certificates of Deposit (CDs) and is current as of 05/05/09. You earn the APY in effect on the day your CD is opened. Minimum opening deposit is $1,000. Penalties apply for early withdrawal. A checking account is required to open a 12-month CD at the advertised rate. Fees may apply to the checking account. Offer applies to consumer accounts only. Different rates and terms may apply to a CD held in a Individual Retirement Account (IRA). Please call 1-800-695-5911 for details. At the top of this message, you'll see an E-mail Security Zone. Its purpose is to help you verify that the e-mail was indeed sent by Citibank. If you have questions, please call 1-800-374-9700. To learn more about online fraud visit Citibank.com and click "Security" at the bottom of the screen. ABOUT THIS MESSAGE Please do not reply to this Marketing e-mail from Citibank retail banking. For account specific inquiries, kindly call 1-800-374-9700 or visit citibankonline.com. You can also direct any inquiries to: Citibank Service Center Attn: E-mail/Internet Services 100 Citibank Drive Building 3, 1st Floor San Antonio, TX 78245 You are receiving this marketing message because you subscribed to receive information from Citibank retail banking about Citigroup products and services at this e-mail address. If you prefer not to continue receiving marketing messages from Citibank retail banking at this e-mail address, click here or sign on to your account, then select "Service Center" from the menu and click on "E-mail Address/Preferences" under "Change your personal profile" to update your preferences. © 2009 Citibank. Citibank, N.A., Member FDIC. Citi, Citibank and Citibank with Arc Design are registered service marks of Citigroup Inc.